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What are the mandatory car insurance requirements
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jansenray2
17 posts
Apr 22, 2025
2:01 AM
car insurance ontario all drivers are legally required to have a standard auto insurance policy. This policy must include four mandatory types of coverage: Third-Party Liability, which provides coverage if you injure someone or damage their property; Statutory Accident Benefits, which covers medical expenses and income replacement if you're injured in a collision; Direct Compensation–Property Damage (DCPD), which covers damage to your vehicle and its contents if you're not at fault; and Uninsured Automobile coverage, which protects you if you're involved in an accident with an uninsured or hit-and-run driver. Additional optional coverages, such as collision or comprehensive insurance, can be purchased for broader protection.


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