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How does motor insurance work in Dubai?
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stephanrose
28 posts
Nov 22, 2024
4:26 AM
Motor insurance in Dubai is designed to provide financial protection for vehicle owners in case of accidents, theft, or damage. Like in many other parts of the world, motor insurance in Dubai is mandatory. The Roads and Transport Authority (RTA) requires all vehicle owners to have at least third-party motor insurance. This basic coverage protects against damages to other vehicles, property, or individuals in an accident where you are at fault.

There are two main types of motor insurance in Dubai: third-party liability insurance and comprehensive motor insurance. Third-party insurance covers damages or injuries caused to others, but it does not cover any damage to your vehicle. Comprehensive motor insurance, on the other hand, offers broader protection. It not only covers third-party liabilities but also includes damage to your car due to accidents, theft, fire, vandalism, and natural disasters. Many drivers opt for comprehensive motor insurance in Dubai to ensure maximum protection.

When you purchase motor insurance in Dubai, the premium is calculated based on factors like the car's make and model, the driver's age and driving history, and the level of coverage chosen. You can use online tools to compare different motor insurance policies, ensuring you find the best option for your needs. It is advisable to review your motor insurance policy regularly to ensure it continues to meet your requirements.


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